Complete Deposit & Withdrawal Guide: Assets, Timing & Safety

Introduction

Moving funds in and out of MC Markets should be straightforward — and it is, once you know which account funds land in, which network you're using, and what safety controls protect you on the way out. This guide covers all of it: supported assets, timing, fees, network matching (the single most important detail to get right), and the withdrawal address whitelist that adds a final layer of protection.

1. Deposits

Supported Assets

MC Markets supports the major cryptocurrencies most users actually deposit with:

• BTC · ETH · SOL · USDT · USDC

The minimum deposit amount per asset is shown on the Deposit page — check it before initiating a transfer.

Confirmation Time

Two paths, two different timing profiles:

• Internal transfers (e.g., between MC Markets accounts) — instant.
• External deposits (from another exchange or wallet) — typically 1 to 5 minutes, depending on blockchain network conditions.

If the network is congested, it can take longer than 5 minutes. Don't initiate a duplicate transfer just because the first one hasn't shown up yet — wait it out.

Fees and Limits

• MC Markets does not charge deposit fees.

MC Markets charges no deposit fees, but gas fees from the blockchain may apply.

• However, network gas fees charged by the underlying blockchain still apply — this is the cost of using the chain itself, not a platform fee.

Supported Networks — Read This Carefully

The networks supported for each asset are displayed on the Deposit page. The critical rule:

The network you use to send funds must match the network you've selected on the Deposit page.

If you send funds on the wrong network, the assets may be permanently lost, and the transaction cannot be reversed. This is the most common source of catastrophic deposit errors industry-wide. Slow down and double-check both ends of the transfer before clicking confirm.

Blockchain transactions are irreversible. We cannot reverse or recover funds sent to a wrong address. Always double-check addresses and test with small amounts first.

Where Your Deposit Lands

Deposits go into your Spot Account by default. If you want to trade perpetual contracts with these funds, transfer them to the Perpetual Account when you're ready.

2. Withdrawals

Security

Withdrawals go through multi-layer verification before funds leave the platform — designed to ensure your assets reach the destination you intended, not somewhere else.

Fees and Limits

• Minimum withdrawal amount — displayed on the Withdrawal page (varies by asset and network).
• No maximum withdrawal limit — withdraw as much as your balance permits.
• MC Markets does not charge additional withdrawal fees — only the blockchain network miner fee applies. The exact amount is shown on the Withdrawal page.

Where Withdrawals Come From

Withdrawals originate from your Spot Account only. If your funds are in the Perpetual Account, transfer them to the Spot Account first, then initiate the withdrawal.

This separation is a deliberate safety feature: it ensures trading collateral and open-position margin don't get accidentally moved off-platform.

3. Withdrawal Address Whitelist

For top-tier asset protection, MC Markets offers a withdrawal address whitelist — the single most important user-side defense against account compromise.

How to Use

Add frequently used addresses to your whitelist. Once enabled, withdrawals can only be sent to whitelisted addresses — even if someone gains full access to your account, they cannot move funds to an unfamiliar destination.

Security Safeguard

• Withdrawals are restricted to whitelisted addresses, preventing losses from account breaches.
• New addresses require security verification before they're added — the addition itself is protected, so an attacker can't simply whitelist their own address mid-attack.

Validity Period

Whitelisted addresses expire after a set period and are automatically removed. This is intentional: it ensures stale addresses (for example, a wallet you no longer control) don't remain trusted forever. If you still use an address regularly, simply re-add it when prompted.

Validity Period: Whitelisted addresses expire after a set period and are removed.

4. Common Mistakes to Avoid

A short, blunt list — these are the patterns that cause the most preventable losses on any platform:

• Sending on the wrong network. USDC exists on Ethereum, Solana, Polygon, Arbitrum, and others — they're not interchangeable. Always confirm both sides of the transfer.
• Initiating duplicate deposits when the first one is "slow." Network congestion can push confirmations past 5 minutes. Wait — don't double up.
• Forgetting to transfer Perpetual Account funds back to Spot before trying to withdraw. Withdrawals only originate from Spot.
• Skipping the whitelist setup until after a breach. The whitelist takes a few minutes to set up and prevents the worst-case scenario. Set it up early.

5. Quick Recap

The four ideas worth keeping:

• Deposits land in your Spot Account. Internal transfers are instant; external deposits typically take 1–5 minutes. Network matching is critical — wrong network = permanent loss.
• Withdrawals come from your Spot Account only — transfer from Perpetual first if needed. Multi-layer verification, no maximum limit, fees shown on the Withdrawal page.
• Set up a withdrawal address whitelist as early as possible — once enabled, withdrawals only go to your pre-approved destinations.
• Whitelisted addresses expire after a set period — re-add them when prompted.

Risk Disclosure

The deposit and withdrawal mechanics, supported assets, networks, and security features described here reflect MC Markets' current implementation and may be updated; always check the official Deposit and Withdrawal pages for the most current parameters. Sending crypto on the wrong network can result in permanent loss of funds. Trading on the platform involves substantial risk and can result in losses. Trade only with capital you can afford to lose.